844 Harbor View Terrace • Annapolis, MD 21409

$1,249,999 Beds: 5 • Baths: 3 full • Sq. Feet: 2920 • MLS ID: MDAA2149710 • Subdivision: CAPE ST CLAIRE • School Dist: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Wake up to panoramic views of the Magothy River from this beautifully updated home in the sought-after waterfront community of Cape St. Claire. Expansive windows fill the home with natural light while showcasing breathtaking water views from many of the primary living spaces. The stunning remodeled kitchen features quartz countertops, stainless steel appliances, custom cabinetry, a dry bar, and an open layout that flows seamlessly into the dining and living areas. Hardwood flooring, beautifully renovated bathrooms, updated stair railings, fresh paint, and designer finishes create a home that is both elegant and inviting. Offering a highly desirable layout with two main-level bedrooms and a private upper-level primary suite, the home provides exceptional flexibility for guests, multigenerational living, or a dedicated home office. The spacious primary retreat features a sitting area, custom walk-in closet, spa-inspired bath, and private balcony overlooking the Magothy River. The finished lower level provides additional flexible living space, abundant storage, and walk-out access to the backyard. Outdoor living shines with an expansive Ipe wood deck with glass railings, a hot tub, beautifully landscaped grounds, and stairs leading toward the shoreline—perfect for entertaining or simply enjoying the ever-changing waterfront scenery. With more than $250,000 invested in improvements over the past four years, this home combines timeless design with modern efficiency. Major updates include a complete kitchen renovation, three remodeled bathrooms, hardwood flooring, dual high-efficiency Carrier HVAC systems, updated electrical service with a Level 2 EV charger, reverse osmosis and whole-house water filtration systems, well pump replacement, waterproofing improvements, custom primary closet, backyard fencing, and much more. Conveniently located just minutes from downtown Annapolis, Broadneck schools, shopping, dining, commuter routes, and the Chesapeake Bay Bridge, this is a rare opportunity to own an extensively updated home with spectacular water views in one of Anne Arundel County's most beloved waterfront communities. View this listing at: http://richardboasrealestate.com/mls=MDAA2149710

Property Features

  • Garage: 2
  • Taxes: $9,689
  • Basement: Yes
  • Roof Type: Architectural Shingle
  • Exterior: Combination,Brick,Vinyl Siding
  • Parking Notes: 2 Total Parking Spaces
  • Special View Info: Garden/Lawn,Marina,Water,Bay
  • Lot Size: 0.22 Acres
  • Lot Dimensions: 0.22 Acre(S)
  • Heating: Heat Pump - Oil BackUp
  • Fuel Type: Central,Electric,Oil
  • Cooling: Attic Fan,Ceiling Fan(s),Central A/C,Heat Pump(s),
  • Year Built: 1987
  • Water: Well
  • Sewer: Public Sewer
  • Stories: 3.0
  • HOA Fee: $10.00/Annually
  • Additional Structures: Above Grade,Below Grade
  • Location Description: Bayside
  • Lot Description: Front Yard, Landscaping, Rear Yard, Stream/Creek, Bulkheaded, Fishing Available
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 2
  • Parking Features: Paved Driveway
  • Appliances: Dishwasher,Disposal,Exhaust Fan,Oven - Single,Oven/Range - Electric,Range Hood,Water Conditioner - Owned,ENERGY STAR Clothes Washer,ENERGY STAR Dishwasher,ENERGY STAR Freezer,ENERGY STAR Refrigerator,Icemaker,Microwave,Stainless Steel Appliances,Water Heater
  • Rooms: Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Family Room,Basement,Laundry,Bathroom 2,Bathroom 3,Primary Bathroom
  • Basement: Drainage System,Interior Access,Outside Entrance,Poured Concrete,Rough Bath Plumb,Rear Entrance,Unfinished,Water Proofing System
  • Lake Name: DEEP CREEK
  • Community Amenities: Beach,Boat Ramp,Club House,Pier/Dock,Pool Mem Avail,Pool - Outdoor,Tot Lots/Playground,Water/Lake Privileges,Boat Dock/Slip
  • SQFT Total Finished: 2920
  • SQFT Above Finished: 2920
  • Exterior: Hot Tub,Flood Lights,Outbuilding(s),Boat Storage,Play Area,Private Beach
  • Interior: Dining Area,Primary Bath(s),Entry Level Bedroom,Wood Floors,Recessed Lighting,Floor Plan - Open,Attic,Ceiling Fan(s),Bathroom - Soaking Tub,Walk-in Closet(s),WhirlPool/HotTub,Combination Dining/Living,Family Room Off Kitchen,Bathroom - Tub Shower,Water Treat System,Wet/Dry Bar,Primary Bedroom - Bay Front,Bathroom - Walk-In Shower,Butlers Pantry,Carpet,Kitchen - Gourmet,Upgraded Countertops
  • Flooring: Carpet,Hardwood,Luxury Vinyl Plank,Ceramic Tile
  • Waterfront: Shared
  • Water Access: Canoe/Kayak,Boat - Powered,Sail,Private Access,Private Beach
  • Windows: Casement,Double Pane,Vinyl Clad,Insulated,Palladian
  • Electric Description: 200+ Amp Service
  • Utilities: Sewer Available,Water Available,Cable TV Available,Electric Available,Multiple Phone Lines,Phone Available

Room Sizes

  • Bedroom 4: 14 x 12 Level: Main
  • Kitchen: 10 x 15 Level: Main
  • Bedroom 5: 14 x 15 Level: Main
  • Family Room: 24 x 18 Level: Main
  • Dining Room: 18 x 12 Level: Main
  • Primary Bedroom: 20 x 21 Level: Upper 1
  • Bedroom 2: 17 x 11 Level: Upper 1
  • Bedroom 3: 12 x 12 Level: Upper 1
  • Primary Bathroom: 14 x 9 Level: Upper 1
  • Bathroom 2: 8 x 7 Level: Upper 1
  • Bathroom 3: 9 x 6 Level: Main

School Information

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Printed June 26, 2026


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